Your Home Buying Readiness Checklist

Buying a home is exciting, but being prepared makes all the difference! Whether you’re a first-time buyer or have done this before, following a step-by-step plan will help ensure a smooth process.

Use this quick checklist to make sure you’re ready to start your home search with confidence!

Home Buying Readiness Checklist

✔ Check Your Credit Score – A strong credit score can help you get the best mortgage rates. Review your credit report and address any issues if needed.

✔ Get Pre-Approved for a Mortgage – Connect with a lender to determine how much you can afford and get a pre-approval letter to strengthen your offer. We have great mortgage brokers we work with if you need someone.

✔ Create Your Budget – Beyond the purchase price, factor in closing costs, property taxes, home insurance, and potential maintenance costs.

✔ Decide on Your Must-Haves & Nice-to-Haves – Make a list of what you’re looking for in a home (location, size, features, etc.) to help narrow down your search.

✔ Start Saving for a Down Payment & Closing Costs – Know how much you’ll need for your down payment, and budget for closing costs (typically 1.5-4% of the home’s purchase price).

✔ Research Neighborhoods – Explore different areas and decide where you’d love to live based on commute, schools, amenities, and lifestyle.

✔ Find the Right Real Estate Agent – Working with a knowledgeable agent (like The Catcher Team! ) will make your home-buying journey smooth and stress-free.

✔ Plan for Additional Costs – Consider home inspections, moving expenses, and any immediate repairs or upgrades after you move in.

✔ Stay Flexible & Ready to Act – In a competitive market, homes move fast! Be prepared to visit listings and make decisions quickly when the right home comes along.

✔ Book a Buyer’s Consultation – Let’s sit down, go over your goals, and create a strategy to find your perfect home!

Ready to start the process? Book a Buyers Consultation with Stephanie